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The Home Buying Process

  • Select a Real Estate Agent
  • Determine with your agent your needs, desires, areas, purchasing power
  • Meet with your lender for Pre-Approval/Commitment Letter
  • Preview homes
  • Make an offer
  • Include Classic Settlements in the contract as your choice for your Title Company
  • Mortgage Application (Credit and Appraisal)
  • Meet Contingencies per contract
  • Home Inspection
  • Call the Classic Settlements office most convenient for you to schedule your closing!
  • Termite inspection (if required by your lender)
  • Final Mortgage approval
  • Call Classic Settlements the day before closing to know the amount of funds needed for settlement
  • Go to your bank to get certified check made payable to "Classic Settlements" for closing funds
  • Contact Utility Companies
  • Pre-Settlement Inspection
  • Settlement at Classic Settlements!
  • Receive the keys to your new home
  • Move!

What Classic Settlements Does for You

  • Free initial consultation with an attorney for contract review prior to being ratified
  • Attorney review of your ratified contract
  • Attorney examination to ensure clear title and survey
  • Prepare and Record Power of Attorney if needed
  • Resolve any title or survey issues that may arise
  • Resolve any disputes between parties
  • Prepare required legal documents
  • Prepare owner and lenders title policies
  • Coordinate your closing with all parties: You, the seller, the agents, your lender, the government, seller’s lender, banks
  • Professionally conduct the settlement
  • Explain all settlement documents
  • Payoff of existing liens and encumbrances
  • Disburse funds
  • Record legal documents
  • And of course….respond to any questions you may have before and even after settlement
Our Classic Settlements staff never goes home until all phone calls and emails have been returned!

6 Montgomery Village Avenue, Suite 305
Gaithersburg, MD 20879
Phone: 301.921.2667
Fax: 301.921.9190
11333 Woodglen Drive, Suite 105
Rockville, MD 20852
Phone: 301.816.1717
Fax: 301.816.0992
4201 Northview Drive, Suite 204
Bowie, MD 20716
Phone: 301.352.8000
Fax: 301.352.7794